FAQs

Health Insurance Reform: Prep Your Staff for the Changes

By Arlene Weintraub

JUNE 12, 2013 – In May, the U.S. Department of Labor released model notices that employers can use to inform their employees about the state health insurance exchanges launching next year as part of the Affordable Care Act, often referred to as Obamacare. Like many materials written by government bureaucrats, the notices are long, wordy and full of jargon. They’re enough to make most business owners want to crumple them up and put them in the back of a drawer.

But ignoring the model notices would be a bad idea. That’s because under the law, every employer is required to send out those notices by Oct. 1, regardless of whether you have more than 50 full-timers and therefore must offer health insurance, or you have fewer than 50 and are facing no such mandate. That means you need to start figuring out now what materials you should send along with the notices to help your employees prepare for the upcoming changes to their health insurance options.

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