CMT Spotlight | “Mr. HSA: Does It Make Sense To Pay Medical Expenses With Cash Instead of Using HSA Funds?”

Watch Part 2 | Top 10 HSA Questions to Ask Mr. HSA | By CMT Forum Speaker and Owner/Founder of HSA Consulting, Roy Ramthun, aka “Mr. HSA”

Podcast Recorded By Michael Tetreault & Roy Ramthun aka “Mr. HSA”

Disclaimer: This interview, story, webinar, podcast, etc., and/or site does not constitute legal, healthcare, medical, financial or other professional advice. Please note, an Interview/Story Is Not An Endorsement. For complete terms and conditions, privacy policy and more, click here.

We recently sat down with our Guest, Roy Ramthun “Mr. HSA” – President and Founder –

Our guest, Roy Ramthun is a nationally-recognized expert on Health Savings Accounts and consumer-directed health care issues.

He led the U.S. Treasury Department’s implementation of HSAs after they were enacted into law in 2003. President George W. Bush then tapped Mr. Ramthun to be his health care policy advisor at the White House, where he developed the President’s proposals to expand HSAs while overseeing the implementation of the Medicare prescription drug benefit (Part D). He continues to be an advocate for consumerism in health care and is a frequent speaker at conferences and seminars around the country.Mr. Ramthun has over thirty years of health care and public policy experience, both in government and in the private sector. He has served on the staff of the U.S. Senate Committee on Finance and the U.S. Health Care Financing Administration (now known as the Centers for Medicare & Medicaid Services). He also spent eight years with Humana Inc. and led the West Health Policy Center for two years. Mr. Ramthun holds a Master of Science degree in Public Health from the University of North Carolina, and a Bachelor of Science degree from the University of Michigan.



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Updated/Recorded for the Annual Industry Conference, the Concierge Medicine Forum, Nov. 2020 – Disclaimer: This Podcast, it’s authors, guests, interviewers, sponsors are not rendering medical, legal or accounting/financial advice. For full disclaimer, please visit:

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