Concierge Medicine Today

Health savings account guide: Does an HSA make sense for you?

Clark Howard Staff |
Health savings accounts (HSAs) can be a great way to both plan for the future and meet your health care needs right now.The basic idea with HSAs is that you start with a high-deductible health insurance policy that offers a low premium. Then, taking the money you save in premiums versus traditional health insurance, you can funnel that cash into a tax-free investment account.Any money in your account that you don’t use for today’s health care expenses grows over time and can be tapped for future health expenses or used for retirement down the road.
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