Each year I write a letter to my wife and each kid and to the executor of my will. I write this letter because besides our photos and our memories together, it’s the last tangible piece of evidence and gift I can give them. And, it softens the blow with some family members that too often can create stress for the primary beneficiaries of our estate. This letter is not only an expression of my love for them it is also meant to provide practical assistance and a simple amount of clarified guidance to my family about items not covered in my Will. It does not change my Will.

I got this advice from my Pastor but before you scroll, please note, this is not a religious op/ed. It’s a legacy-planning “pro tip” and to a Physician, a must-do if you have loved ones you care about that you will leave behind one day.