If premium increases remain as drastic as they so far seem to be, the expanded benefits of HSAs won’t be enough to attract clients, he added. Affordability is the primary driver of enrollment.

DECEMBER 31, 2025

By BEN MATTLIN

Starting in 2026, more Americans will have access to health savings accounts (HSAs). Whether or not your clients should take advantage of this increased availability, however, depends on a number of factors.

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SOURCE: https://www.fa-mag.com/news/hsas-are-expanding–is-that-enough-to-attract-more-clients-85352.html

Commentary and Insights From the Editor | Concierge Medicine Today

January 7, 2026 – “I think the larger opportunity remains around education: helping patients understand that primary care is fundamentally about relationship, time, and trust, regardless of how it is funded. The mechanism matters less than the experience it enables. The path forward is not louder messaging, but clearer explanation. When physicians lead with calm confidence and respect for patient choice, the value of relationship-based care tends to speak for itself—no megaphone required. (And thankfully, no 40-slide presentation either.)”

— Michael Tetreault
Editor-in-Chief, Concierge Medicine Today

This commentary is educational and informational only and should not be construed as medical, legal, financial, or professional advice.